Detroit, MI 48226-9942. 0000038624 00000 n Click continue to proceed with verification. $"mY_%Be66y=\"QI 0000027006 00000 n This amount does not count toward the plan's out-of-pocket maximum. View detailed plan information in this document. If your auto insurance is requesting a QHC letter to issue or renew a policy, you may request a QHC letter by contacting your health carrier. hb```5,|z cbD{600T|txGyG{T8"W3\baah4p1$$ v3Kx4@6@ 1 hm6?ZqJ!nv+E 0000027316 00000 n 0000020133 00000 n Those costs include increased copay and deductible amounts. If you don't have a Provider Connection account, you will need to register before logging in. And you don't have to use the money by the end of the year, your account balance will not expire. The state will make an annual HSA contribution of $750 for an eligible individual employee enrolled in the State HDHP or $1,500 for an eligible employee who enrolls with one or more eligible dependents in the State HDHP,* effective January 1. Access commonly requested forms for patient care activities, credentialing, and more. 0000011869 00000 n For instance, you can make your own before tax paycheck contributions to your HSA, use the accelerated HSA contribution option to ensure savings are available sooner, or simply plan to pay yourself back later in the year once your HSA savings has time to build. In accordance with state and federal law, contracted providers and facilities must attest to the accuracy of their directory information at least every 90 days. Give us a call to discuss your plan options. Thank you for viewing. In 2021, you'll have a choice between two HSA eligible medical plans, HSA Plan and HSA Plus Plan. To help your savings grow even more, when your HSA balance reaches $1,000, you can choose a variety of investments. `+DO>|5%Nqdws=0y';L a66[OIe,%EqtRS&54Qvw"E$iu3:G+x+II^ UTT"9W!4XuYS6Ly}l&!2 This plan covered inpatient hospital expenses, as well as certain other services received at the hospital on an outpatient basis (including emergency room care). 0000021696 00000 n 0000029999 00000 n Preventive care benefits are covered 100 percent when received from a TRUST PPO network provider. Two letters confirming you have MESSA coverage that are often requested by your auto insurance carrier can be found in your MyMESSA member account. %%EOF 0000033229 00000 n After that deductible is met, out-of-network charges are paid according to the plan design. You still have the freedom to go out-of-network to see any physician, hospital or other provider of your choice. Oakland County's Qualified Health Coverage Letter for Retiree Notice of Qualified Health Coverage for Purposes of Michigan No-Fault Auto Law Medical Health Plans ASR Plan Documents ASR PPO 1 Plan Document ASR PPO 3 Plan Document Summary of Benefits and Coverage 2023 PPO 1 Summary of Benefits and Coverage 2023 PPO 3 Summary of Benefits and Coverage 0000009279 00000 n Please see below for further information. Later in the year, that same person needs an MRI and chooses an out-of-network provider. 0000035230 00000 n For the HSA Plus Plan, her yearly contributions, which is her cost to have the plan would be $3,300. This copay does not apply to the out of pocket maximum for the HSA Plan, so Mary will be responsible for this copay each time she or a family member visits the ER, after the deductible is met. Be sure to turn off pop-up blocker and private browsing prior to opening your Auto Health verification letter. This letter shows whether your health insurance plan meets the requirements to be considered QHC under the new no-fault auto law. View the Telemedicine Benefit Summary to see your State-sponsored health insurance carrier's telemedicine coverage. startxref 0000018138 00000 n 0000048683 00000 n For the HSA Plan, your deductible and out-of-pocket maximum amounts for in-network services are the same. How to Recognize Signs and Ease the Burden, PEARS Increases Early Autism Identification in Toddlers with Play-Based, Rapid Interactive Screening System, Its My Duty: How Doctors are Working to Reduce Health Disparities Among Black Patients, Does not exclude or limit coverage for injuries related to motor vehicle accident and has an annual deductible of $6,000 or less per individual, Or if your coverage is Medicare Parts A & B. Fax: 248-524-2752, https://dev.michigan.local/som/json?sc_device=json, State Health Plan Preferred Provider Organization (PPO), State High Deductible Health Plan (HDHP) with Health Savings Account (HSA), Catastrophic Benefits (Effective January 1, 2023 this plan is no longer available to employees and their dependents), OptumRx is the Pharmacy Benefit Manager for the State Health Plan PPOand will administer all retail, mail-order, and specialty, State High Deductible HealthPlan (HDHP) with, dministered by Blue Cross Blue Shield of Michigan (BCBSM),HSA a, The federal government issued the "transparency in coverage" final rule under the Federal No Surprises Act. Or, call the number on the back of your member ID card. Each letter serves a distinct and specific purpose: Notice of qualified health coverage for auto personal injury protection (PIP) benefits: Changes to Michigan's no-fault auto insurance law that . An HSA is a smart way to save for your future qualified health expenses, including those that may come up in retirement. 310 0 obj <>/Filter/FlateDecode/ID[<4C51D19B138643B1A2CB07133610D1D7>]/Index[258 116]/Info 257 0 R/Length 203/Prev 1461330/Root 259 0 R/Size 374/Type/XRef/W[1 3 1]>>stream 0000051836 00000 n Because the deductible for the HSA plan is higher, James is responsible for paying the full cost of his health care services, including his medications. Let's say Mary and her family have a normal year with normal doctor visits. Your email address will not be published. 0000006389 00000 n 0000060102 00000 n b|=b}#Aif3TRD0;@NHkQ#`VEQxD If you absolutely need to call, please try again at a later date. And he pay $2,280 annually to have the HSA Plus Plan. 0000012476 00000 n 0000030483 00000 n 0000019892 00000 n 0000032777 00000 n The plan covers inpatient hospital care, as well as other outpatient services received at a hospital including emergency room care. You also have an out of pocket maximum, that's the maximum amount you pay in deductibles and applicable co-insurance during one plan year. %PDF-1.7 % 0000000016 00000 n IS IBCQ-]97T5dUa{ugdcg`\o'.Nu }n|7G|ZXXMf9I\RTt K{d\H3$]S^-}h C6PDI^7|[N$G3y\80-~/T2;D->>DRUw_ F=(8#l9o&.fy66tK~yUR~YZOa.y=jYh8MfH3eXg]s#2H`pw$]Nx8p&`1l)v1]\Ib`wO6+1OLn@{hE +vA3LSY+o(*_6]o. 0000032373 00000 n When you combine Mary's cost to have and use the HSA Plus Plan, her total cost is $5,306. Please enable JavaScript in your browser for a better user experience. K4[WYV5pL@=>QBuD 0000005858 00000 n 0000059887 00000 n 'TMjZ}dM`V;hO0 45o` T@> $0,Tkpp9~#@="-toen7=u-J 3P6sO1v 0IA||$IRs3R6o'j*vU#;B!FL5O,hBtA7|$xVv)*09KTOM8Gh6CAIT,[*6a8 wz When you see a PPO network provider for covered services, your out-of-pocket costs are limited to deductibles, co-insurance, and copays. 0000024839 00000 n 0000009570 00000 n The rule provides protection against balance or "surprise" billing under certain circumstances, and phases in new transparency requirements on most group health plans and health insurers. 120 0 obj *Except for those employees in certain bargaining units who are hired on or after 1/1/00 who have a regular work schedule of 40 hours or less per bi-weekly pay period (not permanent-intermittent positions). 0000013137 00000 n 0000006145 00000 n 0000024311 00000 n Enrollment in the State HDHP will also provide access to an HSA, which is a tax-advantaged savings account that can be used to pay onlyeligiblehealth, prescription, dental, and vision-related expenses incurred for services not covered by insurance (e.g., deductibles, copays, and coinsurance). Effective October 1, 2019, Blue Cross Blue Shield of Michigan, in partnership with Lucet, will be replacing Magellan Health as the State Health Plan (SHP) PPO Behavioral Health/Substance Use Disorder carrier. 0000015623 00000 n John's annual paycheck deduction for the HSA Plan is zero. Under the plan documents section, click Michigan Auto Reform to request a letter be mailed to the subscriber's address. "Qualified Health Coverage" means your health coverage: Does not exclude or limit coverage for motor vehicle accidents; and Has an annual deductible of $6,000.00 or less per covered individual. 0000014332 00000 n Your co-insurance amount for in-network services is 20%. endobj Respond promptly to the carrier to complete the final phase of the enrollment process. First, let's look at the cost to have a medical plan. For auto insurance policies issued or renewed after July 1, 2020, Michigan's Automobile No-Fault Insurance Law will change. So when we consider the total cost to have and use the plans, the HSA Plus Plan is the less costly option. 0000015914 00000 n We're making your EOB easier to understand. In our next scenario, James covers his wife on his medical plan. 0000020798 00000 n lC]n8\! An HMO is a managed care plan that provides medical care through its network of physicians, pharmacies, contracted hospitals, and medical care suppliers. 0000017849 00000 n View the eGuide to see the Ford resources available all year long. Please keep in mind that PIP coverage pays for some items that health insurance doesnt, such as attendant care, lost wages and vehicle or housing modifications. 0000036168 00000 n 0000048755 00000 n The new Michigan No-Fault insurance law defines qualified health coverage in two ways: It is "health or accident coverage" that "does not exclude or limit coverage for injuries related to motor vehicle accidents" and its "annual deductible for coverage" must be "$6,000 or less per individual." (MCL 500.3107d (7) (b) (i)) Or it is Medicare coverage. No-fault auto insurance changes in Michigan bcbsm.com Health (6 days ago) WebThere are several ways you can request a QHC letter. SM. 0000048834 00000 n Benefits under this plan were payable only after you had paid expenses equal to one month's basic salary (your deductible). You have certain tasks to complete within specific . endstream endobj 14 0 obj <. 800-229-2210 The HSA Plus Plan requires a monthly contribution that's different depending on whether the plan will cover you, you and your spouse, you and your children, or your entire family. They are responsible for the out-of-network deductible. When asked to log in, choose Continue as a guest. Simply . This was a hospitalization-only plan intended as an option if you had coverage elsewhere (for example, through a spouse who works for another employer). Use the Find-a-Doctor tool to verify provider participation in one of our plan networks. 0000027945 00000 n C.O.P.S. <. Once logged in, navigate to the https://www.bcbsm.com/medicare/help/faqs/other/auto-law.html Category: Health Show Health 0000030725 00000 n You are encouraged to visit your benefit providers' website and create free member logins. 373 0 obj <>stream PIP is the part of an auto insurance plan that covers the health care costs from a car . A plan is considered QHC if coverage for motor vehicle accidents is not excluded and the annual deductible is $6,000 or less per covered individual. HSA Plan and HSA Plus Plan. Visit myfordbenefits.com and make your plan selection for 2023. You can also take a closer look at your current plan to help you make the best choice for your 2021 plan. ATTENTION: To ensure individuals with disabilities have an equal opportunity to access enrollment services for Qualified Health Plans, if you have a disability (such as visual or hearing impairment) auxiliary aids and alternative formats are available free of charge by contacting HealthCare.gov or calling 1-800-318-2596 to speak with HealthCare.gov. You can log in to your online member account to see if you have a QHC letter to download. 0000027783 00000 n 0000045752 00000 n The network covers all 83 Michigan counties and is the largest PPO network in Michigan. Qualified Transportation Fringe Benefits (QTFB). Your auto insurer may also ask for a letter about how your health coverage coordinates with your auto insurance for auto accident medical claims (i.e., which coverage pays primary in an auto accident). Once they've been met, the plan generally pays the full amount of your in-network medical and prescription costs. For more info, visitwww.mi.gov/AutoInsurance, emailAutoInsurance@mi.gov, or call 833-ASK-DIFS (275-3437). 0 0000003382 00000 n 0000008674 00000 n This contribution will be prorated for employees who enroll mid-year. After the deductible and coinsurance are applied for the HSA Plus Plan, James will be responsible for $3,480. State and Federal Privacy laws prohibit unauthorized access to Member's private information. Effective January 1, 2023, MSPTA-represented (To1) employees are eligible for this benefit, DROP employees and OEAIs and the dependents remain ineligible. What does PIP cover? To help you compare and select your 2021 plan based on your personal needs, Ford has provided Benefits Mentor powered by IBM Watson Health. 0000011580 00000 n Identified standard preventive services are covered at 100%, but most other services have a 20% in-network coinsurance after meeting the deductible. You can call the number on the back of your member ID card. startxref Access tools to prescreen, submit and check the status of submitted claims. You can choose your own primary care physician who will provide direct care or make referrals from within the network. 0000034422 00000 n Before you select a medical plan, consider your total costs, including the costs to have and use the plan. With the HSA Plan, you pay 100% of medical and prescription costs until your deductible is met. Log in to continue with member verification. 0000027625 00000 n Share & Bookmark, Press Enter to show all options, press Tab go to next option, Retirement and Deferred Compensation Board, Upcoming Individual Consultations & Seminars, Oakland County's Qualified Health Coverage Letter for Active Employees, Oakland County's Qualified Health Coverage Letter for Retiree, Notice of Qualified Health Coverage for Purposes of Michigan No-Fault Auto Law, 2023 PPO 1 Summary of Benefits and Coverage, 2023 PPO 3 Summary of Benefits and Coverage, Summary of Information for Preventive Care, 2023 PPO 2 Summary of Benefits and Coverage, 2023 Traditional Summary of Benefits and Coverage, 2023 HAP Summary of Benefits and Coverage, BCBSM Approved Autism Evaluation Centers and Behavioral Analysts. Contact your auto insurance agent with questions and to learn more about your options. Ready to enroll? 0000023941 00000 n 0000021457 00000 n 0000022361 00000 n You must be in pay status to receive this payment. Because Mary's cost to have the HSA Plan is $0, her total cost is $3,030. Even though this law has to do with your auto insurance, a lot of people have questions about what it means for your. But, if you receive services from a provider not in the PPO network, you may be responsible for paying additional out-of-pocket costs. 0000024600 00000 n You're now aware you have a choice between two HSA eligible medical plans in 2021. To request a proof of qualified health coverage letter, contact Blue Cross' Customer Service department at 1-800-422-9146from 8:30 a.m. to 5 p.m. Eastern time, Monday through Friday. See below. The BlueCard Program links Blue plans across the United States and abroad through a single electronic network for claims processing and reimbursement. 0000034485 00000 n 258 0 obj <> endobj If your no-fault insurance carrier requests or requires confirmation of your university health plan's position for coordination with no fault, please call the SSC Contact Center at 734-615-2000 or 1-866-647-7657 (toll free). 0000039800 00000 n Under the new law, youll no longer be required to purchase unlimited personal injury protection (or PIP) if you have a certain level of health insurance coverage. If you have additional BCBSM contracts, pleas e include this as other coverage. Callers to our phone lines are currently experiencing long wait times. 0000041020 00000 n 0000036634 00000 n 0000026478 00000 n Behavior Health/Substance Use Disorder Administrator. This letter shows whether your health insurance plan meets the requirements to be considered QHC under the new no-fault auto law. 0000048472 00000 n The HSA Plan is still the less costly option for Mary because the total cost to have and use the plan is lower in the HSA Plan. Mail Code 1112. %PDF-1.7 % .r~'J ms-oA&@i 9k2 J4T{Yt;cu6J_Fs"6r|(Z? trailer 0000023020 00000 n It has more than 20,000 physicians, including specialists, and more than 140 all acute care hospitals in Michigan. Here's how these plans work. 0000014702 00000 n 0000016814 00000 n For all other claims, choose your health plan on this page to find the form and instructions for sending it in. 0000031798 00000 n 0000060222 00000 n Links to all provider websites can be found on our Benefit Carrier Contact Information page. If you're asked to provide your auto insurer with a QHC letter, you will either need to contact your health plan (like Blue Cross) or your employer to request the letter. 0000049042 00000 n When an out-of-area Blue plan member seeks medical care from your office, use our tools to simplify claims submission to Blue Shield of California. 0000029515 00000 n You can log in to your online member account to see if you have a QHC letter to download. Uses standard Blue Cross ID card. <>stream endstream endobj startxref Don't have a member account? An HDHP offers a lower biweekly premium in exchange for higher deductibles and out-of-pocket limits. %%EOF &yw}.$7eIw To get reimbursed for a flu or pneumonia shot, you'll need to fill out our Member Flu and Pneumonia Shots Reimbursement Form (PDF). As you can see, there are great benefits to having an HSA. Reviewplan materialscarefully to understand the advantages and risks associated with the plan. 600 Lafayette East. #G:&#WeKo]b287X]4 fd!n>X3jG[)GW%0.{1,JqA]Vf,fyf#Ji+OvDUpe!K|\"e2{g3ePW?/p He paid the full $800 cost of his medical services because the cost is less than the deductible for either plan. Your doctor will submit the form by following the instructions on the back. *Blue Shield of California member plans only, Pre-service review for out-of-area members. 0000008905 00000 n The State Health Plan PPO provides reimbursement for medical care expenses when you need treatment for an illness, injury, or disease. And with the $1,000 Ford contribution to his health savings account, James out of pocket costs to use the HSA Plus Plan is reduced to $2,480. The document must: It has more than 20,000 physicians, including specialists, and more than 140 all acute care hospitals in Michigan. You're eligible for an HSA if you enroll in the State HDHP and have no other non-HDHP health care coverage, including coverage through your spouse or any other person, and you are not claimed as a dependent on another persons tax return. %PDF-1.6 % This plan provides health benefits using providers and facilities that are in-network, meaning the providers and facilities have agreed to accept a discounted fee from BCBSM in order to be in-network. 1-313-225-9000. 193 0 obj <>stream 0000042215 00000 n For the HSA Plus Plan, Ford contributes $1,000 towards Mary's health savings account, which further reduces her cost to use this plan. 0000003914 00000 n The out-of-pocket maximum does not include monthly paycheck contributions, copayments, or any expenses not covered by your plan. You can log in to your online member account to see if you have a QHC letter to download. Physician Qualification Form (PDF) Healthy Blue Achieve Form <> Please refer to www.bcbsm.com/som for the list of providers. Co-insurance is a percentage of the cost you share with the plan. Mary would pay nothing from her paycheck to have the HSA Plan. You can keep your unlimited PIP coverage. 0000005625 00000 n hbbd``b`$WX@]@D0(, IH0@1% b Cu@\v d"3|` 0 bcbsm.com. Once logged in, navigate to the https://www.bcbsm.com/index/health-insurance-help/faqs/topics/other-topics/no-fault-changes.html 0000013667 00000 n Learn More Questions? 0000018771 00000 n Select Claims on the menu bar. 141 0 obj Current SHP PPO enrollees will be automatically transitioned with no gap or changes in coverage. Since John has individual coverage, he gets a $500 HSA contribution from Ford if he selects the HSA Plus Plan, Ford doesn't make a contribution towards the health savings account for the HSA Plan. 0000048540 00000 n Learnyour requirements, deadline dates and more about your coverage. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. This is the amount taken from your pay each month. 0000016284 00000 n 0000014041 00000 n *Note: MSPTA-represented (T01) employees, DROP employees, and Other Eligible Adult Individuals (OEAIs) and their dependents are not eligible for this benefit. There are several ways you can request a QHC letter. endstream endobj startxref %PDF-1.6 % em4MVRpH ~*.V%s^5h}R,uJXP;6s@bH{{J 4aWS8r *W~oKMwSV-Kl^voIb #TY^hAP38HUR{mv8azF`lAQm8yiKm77!}1nW The Plan also covers most of your community-based care (office visits), as well as necessary medical equipment and supplies (crutches, hearing aids, etc.). For Medicare Members: No-fault auto law changes bcbsm.com Health (Just Now) WebThere are several ways you can request a QHC letter. Health insurance plans may contain auto exclusions (meaning they don't provide coverage for car accident-related injuries); may fail to cover the treatment, care and services needed by car accident victims; may limit such treatment, care and services in ways that No-Fault does not; and/or may involve managed care or HMOs which require Automobile No-Fault Insurance Changes: Prior to July 2, 2020, Michigans Automobile No-Fault Insurance Law required individuals to purchase unlimited Personal Injury Protection (PIP) through their auto insurer. 577 0 obj <>stream Members enrolled in the HSA plan will be responsible for paying an ER copayment after the deductible has been met. Per state and federal law, providers and facilities must attest to accuracy of directory information to stay visible in find a Doctor. 0000019062 00000 n endobj 0000048409 00000 n 0000021168 00000 n Detroit, MI 48243. Other costs to use the HSA Plan will vary depending on whether you select plan coverage for you or for your family. N'JV|DI]Ea:%*&[|{;z^HzwD/L_d?D/q|',W2tKpcukU;Bxc%w37XeNh{%_hl@zPMy * uAd;{i6pmn'D=6e Cvy"ngpdh6 s/8bG. Contact your auto insurance carrier for specific questions regarding PIP coverage. Try again later. Follow the instructions on the page to have your letter created. 0000004148 00000 n 0000032096 00000 n Employees can also make pre-tax HSA contributions by payroll deductions. Employees can now get a Health Care Plan Verification letter through Wolverine Access by selecting Employee Self-Service > Benefits > Health Care Plan Verification. These plans also allow you to set aside tax-free funds that you can use for qualified medical expenses. 93gpm},|P gaToY%+IzO96`%n'`Pll@BJa California Physicians Service DBA Blue Shield of California 1999-2023. With the total of all her family services and prescriptions, the HSA Plan costs $3,030 to use. 0000012102 00000 n 14. other health care coverage 16. other policy holder's last name 19. other policy holder's date of birth 17. other policy holder's first name 20. name of other health carrier 21. other carrier policy/group number 22. other carrier street address city state zip code 23. other employer name major medical 24. type of other health insurance . Provided in a vehicle qualified as an ambulance and part of a licensed ambulance operation <>/Filter/FlateDecode/ID[<640396EC155E3E4385DE44C7EB07AE63>]/Index[119 54]/Info 118 0 R/Length 102/Prev 42314/Root 120 0 R/Size 173/Type/XRef/W[1 2 1]>>stream Field Service. 0000028562 00000 n To help you compare and select your 2021 medical plan, Ford has provided Benefits Mentor powered by IBM Watson Health. 0000025504 00000 n California Physicians Service DBA Blue Shield of California is an independent member of the Blue Shield Association. Simply Blue. In order to understand if youll need information from Blue Cross to make an auto coverage decision, youll want to first talk to your auto insurer. PIP coverage can include items like attendant care, housing modifications and lost wages. 0000026320 00000 n 1996-2023 Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association. Under the State Health Plan PPO, members choose their in-network providers from the BCBSM Community Blue/Blue Preferred PPO Network. 0000007628 00000 n Your coverage is considered qualified if it: When making a decision, keep in mind that PIP has coverage that goes beyond traditional health insurance. Once logged in, navigate to the https://www.bcbsm.com/medicare/help/faqs/other/auto-law.html Category: Health Show Health 0000027161 00000 n All rights reserved. 0000026848 00000 n For more information about the State of Michigan's eligibility requirements for employee health insurance coverage, . General Inquiries. h1aMXk* Q)DDJjH$*F Plan: Blue Care Network (BCN) Premium Cost: Summer 5/16/20 - 8/15/20 $474.00 (approx. Pontiac, MI 48341. 0000028854 00000 n Log in now myfordbenefits.com HELPS YOU: View personalized benefits Under the new legislation, residents may select different levels of PIP coverage. This plan didn't cover prescription charges, office visit charges, medical equipment, psychiatric services, or other major medical services. Both plans offer the largest doctor and hospital network as well as benefits, including prescription drug coverage and in-network preventive care at no additional cost. Your explanation of benefits (EOB) statement has a new look. 0000023650 00000 n %PDF-1.7 % State-sponsored health insurance carriers are prepared to send a letter to State employees or retirees, upon request, confirming their health plan is considered Qualified Health Coverage (QHC). 0000019721 00000 n They areresponsible for the deductible, then the hospital is reimbursed according to the plan design. After your deductible is met, co-insurance applies to medical and prescription costs until your out-of-pocket maximum is met. Qualified health coverage is health or accident insurance that doesn't exclude or limit coverage for injuries from auto accidents. TVxZOEhL5wV/yZP^',UP1ko}87M@p_[8Sq^R/ 0000004937 00000 n 0000034448 00000 n 0000059965 00000 n If you are new to an HMO, that HMO may ask you to select your primary care physician. 0000037572 00000 n <<674A7177E0417F4590EC384E93D00AED>]>> 0000048613 00000 n Both plans include a health savings account HSA. So in this scenario, the total cost to have and use the plans makes the HSA Plan the less costly option for Mary and her family. 0000007100 00000 n xref NO - YES - Please complete entire form, sign at the bottom and return sign at the bottom and return . {07 N_Bdk If the provider you select doesn't participate at all with BCBSM (BCBSM has several different provider arrangements), you may also be required to pay additional charges. 0rtq]%g=z.#i0\*m(D2q;t2}$kX[-+G-0hdA9r*8!jcsfEdRyV0=bLzf']q[6F"h.wB)^wvDH =/OC; f'e$GVi]G}//xTw)9]y(kkxU*uXT) 0ajx[k jK`8P1(GU=. 0000030241 00000 n This tool provides side-by-side medical plan comparisons and personalized cost modeling. They won't charge you the difference between their normal charge and the amount paid by the State Health Plan PPO. 0000007848 00000 n 0000023276 00000 n 0000026163 00000 n Visit myfordbenefits.com and make your plan selection for 2023. Healthcare includes your Medical (ASR, BCBS, or HAP), Prescription (Navitus or HAP), Dental (Delta Dental), and Vision (NVA). The maximum deductible for two or more covered persons in your family was limited to 1 months of your basic salary. 0000022731 00000 n 0000031415 00000 n State Health Plan PPO - Administered by Blue Cross Blue Shield of Michigan (BCBSM). (MSPTA-represented only) Blue Cross Blue Shield of Michigan: Understanding member ID cards Under the State Health Plan PPO, members choose their in-network providers from the BCBSM Community Blue/Blue Preferred PPO Network. a health reimbursement arrangement which helps members pay for qualified medical expenses. Click My Plan and Spending. 0000010017 00000 n You can also review your current plan to help make the best choice for 2021. If you're asked to provide your auto insurer with a QHC letter, you will either need to contact your health plan (like Blue Cross) or your employer to request the letter. Log in to get your questions answered by a live representative, Monday through Friday, 6 a.m. to 6:30 p.m. www.bcbsm.com/som, State High Deductible HealthPlan (HDHP) withHealth Savings Account (HSA)- HDHP administered by Blue Cross Blue Shield of Michigan (BCBSM),HSA administered by HealthEquity. 0000047030 00000 n Health Insurance Marketplace Check out information about the Marketplace, especially if you are not eligible for coverage through LCC. PIP pays for services that health insurance may or may not cover. 0000048976 00000 n We're sorry, but the attestation service is temporarily unavailable. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Blue Cross Blue Shield of Michigan, in partnership with Lucet Submit and confirm authorizations and approval of medical and pharmacy services prior to services being rendered. Claims | Benefits | Member eligibility | How to use Provider Connection | Contracts | Credentialing |